I once again go back to the book "Rich Woman" Kim Kiyoskai. One of the chapters devoted to Kim explain what "financial independence". This is not a well-paid position or set aside a large sum of money.
A utorka says that most of the knowledge they have is the result of what he taught her to her husband Robert. He taught her by talking about the rich and the poor father. Poor father is his biological father-educated director of the department of education in the state of Hawaii. It is called so because, regardless of how many would not have earned, at the end of the month he has always lacked money. Rich Dad is a friend of Robert's father - an ordinary man who built an empire of real estate in Hawaii. It is surprising that his property has won with almost opposite ways to recommend that "experts from the finance! It was enough to give him some time, education and common sense. Thus, Kim presents a definition and principles of action, which have led to financial independence. These are the same, whose rich father has learned Robert.
"My principles of"
K buys them and creates an asset that generates its cash flow. Cash flow cover their living costs. If the monthly cash flow is equal to or greater than the monthly cost of living then it is financially independent. No longer needs to work for money. It is free in financial terms, because its assets constitute cash flow and work for her.
Is not it obvious? And what a wonderful :):):)
"What are assets?"
"A ktywa - if you stop working - this is something that puts money in your pocket." This translation of a rich father. Very simple. Because if you stop now to go to work then how would you have the money? ..... Just that - out of nowhere. Not would you have them.
A ktywa for example, real estate for rent, businesses, stocks. This must be an investment from which you regularly receive money, which generates a positive cash flow.
P asywa is, according to a wealthy father, something that takes money out of your pocket. When you stop working, your car payments and everything else wyjmowałyby money from your pocket. So most importantly, to learn to distinguish assets from liabilities. Liabilities take your money, assets create positive cash flow.
nwestować I can for two reasons - to obtain the cash flow or capital gain. A one-time capital gain income. To realize a capital gain you need to sell your investment or asset. Flow pieniężny otrzymujesz tak długo, jak jesteś właścicielem danych aktywów, gdy je sprzedasz, kończy się przepływ pieniężny. Uzyskany w ten sposób dochód jest zyskiem kapitałowym.
K im pisze, że niezależność finansowa to dla niej WOLNOŚĆ. Jest wolna i może robić, co chce. Nie istotne czy będzie to życie pełne relaksu czy kolejna biznesowa przygoda. Ma wybór, bo jest wolna finansowo. Ma wybór, bo nie musi pracować na pieniądze. Jest wolna, bo ma czas. I rzeczywiście jest to JEJ CZAS.
T ak długo jak MUSISZ pracować, nie jesteś wolna. You may want to work, but it is something entirely different than having to earn money. If you MUST be doing something every day, to have money, you're not free. Cash flow is the money every month - no matter whether you work or not.
G main purpose is a situation in which more money than you affect flows in the form of cost of living. I need to purchase and create assets that generate a cash flow, which do not have to work. This is how the assets.
D la Who gains the advantage in a Supporting Role. Because once you get the money you spend and where they need to deal with another investment. Again, something you buy and sell again. Money is spent and again so you're never really free. So she and her husband decided to buy and build assets that will cover their monthly living expenses. The good side of such a plan is that you do not need a huge sum of money.
K explained to them that it focuses on two things when investing. On the cash flow and return on investment (ROI)
"What is the return on investment?"
with gates of the investment is nothing but the return on your money invested. This is the amount that brings you money, which zainwestowałaś. How much money flows into my pocket. The annual cash flow divided by the sum of money invested, it is the return on invested money.
D roga, which went Kim led her to financial independence. This is not anything complicated. Kim says that this is a simple way, but not necessarily easy. For everything takes time and skill. You can not succeed in one day. But Kim ensures that when you see your cash flow will cease to be anything complicated, and will be good fun.
J f so this is a simple way - which prevents you from taking action? What excuse do you have? Do not have time? You can not invest? Not familiar with this? Nonsense. I also thought that. It turns out that I could find the time that I can learn it all. It was enough just to find the reason why I want to do it. I want to be free and happy. I want to be financially independent. And I always have a choice.
Yours
Magdalena Batorowicz
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